He had to share a goal and live an awkward situation with the signing proposed by Constantin Galca, that of Giedrius Arlauskis. The Lithuanian goalkeeper, marked by misfortune, barely performed the 2015-16 academic year. Before the arrival of Oier, Roberto Jiménez, whose purchase was three million, became another of the failed bets. He played four parakeet matches, for three of Arlauskis. Carlos Kameni began defending the goal of Espanyol in the first season in Cornellà-El Prat (2009-10). The unforgettable Cameroonian goalkeeper opened the way that up to 13 other goalkeepers have continued, with disparate luck in the recent parakeet story. Undoubtedly, the most remembered, apart from Kameni, are Kiko Casilla and now Diego López.Alongside the Cameroonian goal, Cristian Álvarez and Javi Ruiz shared the demarcation. The second became part of the group that failed to debut at RCDE Stadium, while the first managed to be until captain of Espanyol although he came out the back door after the 2012-13 season, which coincided with the farewell of Mauricio Pochettino and Ramon Planes. Released to the bench with Javier Aguirre, the memory left by the Argentine was not the best among fans, similar to that of one of his successors, the now goalkeeper of Roma Pau López. The canterano, and the murky matter of his impossible renovation and his signing for Betis, squandered the romantic story of one of the players raised in grassroots football that reach the elite, something that happens punctually in the parakeet goal. Between these stages, goalkeepers of the base have passed that have not had the opportunity to play, as is the case of Edgar Badía, Dinu Moldovan, Germán Parreño, Andrés Prieto, Edu Frías and Adrián López. TAll of them have been summoned in some game, including Germán and currently Andrés had a record of the first team.
Agents & Brokers Attorneys & Title Companies Consumer Financial Protection Bureau FHA HMDA Investors Lenders & Servicers Service Providers Veterans Affairs 2013-09-18 Krista Franks Brock A new tool released Wednesday by the “”Consumer Financial Protection Bureau””:http://www.consumerfinance.gov/ (CFPB) provides heat maps and illustrative graphs that detail local mortgage market trends. The “”tool””:http://www.consumerfinance.gov/hmda/ relies on data gathered through the Home Mortgage Disclosure Act (HDMA) to offer consumers information on mortgage loan applications and originations, mortgage loan volume, and the volume of loans insured by the Federal Housing Administration (FHA) and the Veterans Administration (VA).[IMAGE]The tool considers first-lien, owner-occupied, one- to four-family homes and manufactured homes. “”Our tool puts valuable information into the hands of the public in an accessible way, so they can understand what is happening in their local mortgage markets,”” said CFPB Director Richard Cordray. “”A more transparent mortgage market will lead to a better marketplace and better outcomes for consumers,”” he said. The HDMA–originally passed in 1975 to expose loan information to consumers–was under the jurisdiction of the Federal Reserve Board until the authority transferred to CFPB in 2011.[COLUMN_BREAK] “”The public information is important because it helps show whether lenders are serving the housing needs of their communities; it gives public officials information that helps them make decisions and policies; and it sheds light on lending patterns that could be discriminatory,”” CFPB said with the launch of the new online tool Wednesday. The tool currently reveals information about loan markets from 2011 to 2012. In that time, home loan originations increased 39 percent, while purchase originations increased 13 percent. The HDMA data confirms what has been noted throughout the industry–that refinances have driven the increase in loan originations. Refinance applications increased 6.6 percent from 2011 to 2012 and made up 8 million of the 13 million loan applications completed in 2012, according to CFPB.””Just as the real estate motto ‘location, location, location’ was true before the recent financial crisis, it was true for the crisis. Every community was affected differently,”” Cordray said. The new tool reinforces Cordray’s statement, revealing a 47 percent rise in refinances in Cincinati, Ohio, and a 205 percent increase in Las Vegas, Nevada. The amount of loans backed by the Federal Housing Administration (FHA) or Department of Veterans Affairs (VA) also varies by location. Overall, FHA loans increased 15 percent over the year in 2012, while VA loans increased 7 percent. Metro areas with a high population of military families, however, tend to have a higher percentage of VA loans, according to CFPB. For example, in Gulfport, Mississippi, 21 percent of home loans were insured through the VA in 2012, and in Fairbanks, Alaska, 29 percent of loans were VA loans. Share in Data, Origination, Technology CFPB Releases Online Tool to Reveal Market-Level Mortgage Loan Data September 18, 2013 459 Views